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When purchasing a home, you are faced with a multitude of questions and decisions. Many people dream about owning their own home; therefore, it is important to be prepared. Do you have a realistic view of your affordability? Do you have a good understanding of the financial responsibilities that come with home ownership? Do you know why you would like to become a homeowner? These are just a few of the questions that you should ask yourself before you commit to buying a home.
Finding the perfect home is not always an easy task, and obtaining a mortgage loan is a process. But once you have determined that home buying is the right decision for you, the rewards are endless.
During each step, we will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive. We will help you prepare so that sellers perceive you as a preferred buyer. We will locate and assess properties for sale that match your specifications and help you through all the details attending to the actual purchase.
Knowing neighborhood values well, we are able to determine which properties are fairly-priced and in good condition before you start your search.
Your first step is to ask yourself why you do want to buy a home. To start building equity? To have a place of your own? A preferred neighborhood or lifestyle? Where do you see yourself living that promotes your current or desired lifestyle?
Think of yourself as zeroing in on a target, going from the general to the specific. Separate the “must haves” from the “want to haves.” Consider size and type of property. Do you want a newer home, or maybe an older one to fix up? Consider how long you expect to live in this particular home.
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage lender, giving you preferred buyer status. We can refer you to a mortgage specialist that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
Once you have been pre-qualified and know your price range, we can help you determine which properties fit your needs. We have the best possible resources and communication systems available to help you locate the homes on the market that match your criteria. Search listings here.
We will help you complete your financing and inspections, and close on the transaction. Our top priority is to support you through your real estate journey, making sure that your home buying experience is pleasant, cost-efficient, and successful.